This is a little too extreme. I mean yeah everyone wants to save money but there are times where you want to reward yourself with a new tv or something that youve really wanted for some time so their spending habits are outrageous. No we don't save money this crazily. Some people might have to save up to 50% but not everyone will need to go to such lengths. As i said before there are times where you feel you need to reward yourself but to do it too often would be a waste of money